EOM November 2013

Savings rate: 67%

Trying to finish out the year strong, since next year will be very eventful and transitional.  Saving this much is all about planning for the future.

I had a great potluck Thanksgiving with friends this year.  If you have friends that live nearby (or friendly neighbors), potlucks are a great social alternative to eating out, even if it’s not Thanksgiving.

Most of my Christmas shopping is done at this point.  A little thought goes a long way.  People love homemade gifts, and they tend to cost less as well.

Have a great rest of 2013!